Protecting your home and family with security measures is a must these days. No matter how hi-tech your gadgets are, your house may still be prone to thefts and breaking and entering. Along with this, you should also arrange for certain unforeseen circumstances like fire hazards and such. This is where a homeowners insurance comes in. if you want to be compensated for your material losses, then purchasing a homeowners insurance is essential. So, if you are looking for ways to minimize your financial expenses, then we, at Griggs Ficklen can help you. We have at our disposal the best and latest insurance products with a variety of coverage options. No matter what your lifestyle or budget is, we can curate something that will be perfect for you and your family. So, if you live in areas like Athens GA, Bogart GA, Commerce GA, Greensboro GA, Jefferson GA, Monroe GA, etc. and are in need of such insurance plans, then you can rely on us.
Here are two of the most common types of coverage included in homeowners insurance. Have a look.
- Dwelling Insurance
Dwelling coverage is one of the most important policies. Technically, it forms the basis for all other policies within homeowners insurance. It covers the entire structure of your home including walls, ceilings, floors, etc. Depending on your policy limit, it can help rebuild your home if you end up losing most of your assets within it.
- Personal Liability Coverage
If a covered incident takes place- like fire, theft or vandalism- then personal liability coverage can help cover the damage which results from it- including property damage. If you sustain a bodily injury or your guest suffers an injury in your property, then this kind of policy can help pay for it.
Be it commercial or residential insurance- we can offer it all! Contact us today and we’ll take care of the rest.