Auto Insurance and Car Insurance In Watkinsville, Commerce, Greensboro, Athens, Bogart, Monroe, Nicholson, Jefferson, GA, and Surrounding Areas
Having good auto insurance is essential to keeping you and your loved ones safe on the go.
With the increase in drivers on the road, auto insurance is more prevalent now than ever before. Griggs Ficklen can help you find an auto insurance plan that is relevant and cost friendly.
Griggs Ficklen offers auto insurance policies for:
- Personal watercraft
- ATV’s / Off-road vehicles
- Classic Cars
What does car insurance cover?
Your car insurance policy will typically cover the following aspects:
Liability– Liability encompasses the damage done to the vehicle or bodily injury to the other party involved in an auto crash. This liability includes the medical expenses to the injured party.
Collision– Collision insurance will help to reimburse or pay for the damage done to automobiles in the case of a crash with an object, or another vehicle.
Comprehensive– Comprehensive coverage will pay for damage done to a vehicle outside of a car accident. Such as a tree falling on your car, vandalism, storm damage, or even theft.
Personal Injury Coverage– Unlike liability insurance, personal injury protection (PIP) covers personal medical expenses and the expenses of those in your vehicle at the time of an accident. This insurance can also pay for the expenses of a funeral.
Uninsured or Underinsured Motorist Coverage– Uninsured motorist (UM) coverage pays for your medical expenses in the case that an uninsured or underinsured driver crashes into you.
Insurance coverage for your Hobbies and Toys
Most auto insurance policies do not cover the risks that come with owning an RV. We at Griggs Ficklen will help you find the policies that protect you as a motorhome owner such as:
- Purchase Price Protection
- Emergency Expense Coverage
- Personal Property Protection
- Attached Accessories, etc.
Classic Car Insurance
Being an owner of a classic car means that you have a lot of time, energy, and money invested in your vehicle.
Let us help you protect your investments with classic car coverage. Based on your classic car’s mileage, age, additions, and use; we will help you find the policy that will keep your classic protected from unexpected circumstances.
Boats / Personal Watercraft Insurance
Most insurance policies don’t cover all the risks that boat owners face.
If you own a boat, then you may want to strongly consider purchasing a personal watercraft protection plan that will keep you, your loved ones, and property safe in the event of an accident.
Personal watercraft plans cover aspects of:
- Property damage
- Passenger liability
- Medical Expenses
Off-Road Vehicle Insurance
Most off-road vehicles are not covered by basic insurance policies.
We can help you find a policy that covers your toys like golf carts, jet skis, dirt bikes, dune buggies, and more!